Annual Goals

"Without goals, and plans to reach them, you are like a ship that has set sail with no destination."
 
2013 Blogging Goals

~ Blog on a more consistent basis: 5-6 times a week
 
~  to network with other bloggers and support their blogs more with comments, shares, etc

~  to increase membership and participation in the Divas With A Purpose Blogging Circle (there were 52 members at the end of 2012) 
 
 
 For 2013, I chose a new word as my annual theme - FOCUS. This year I will be paying close attention to where I choose to spend my time and energy.  I want to be more focused and streamlined with my blog, personal time and professional goals.
 
 
2013 Personal Goals
 
Establish an Emergency Fund of $500 by the end of my birthday month (June): My goal is to put aside at least $85 each month and earmarking a 5% of all additional income made to my savings account.  I need to force myself to save. I recognize the importance of having a savings and need to make it a priority for my mental and emotional well-being.
 
Evaluate all outstanding debt and prioritize payoff each.  My goal is to be debt-free within 5 years – a reasonable goal would be to pay down 25% of my debt each year and not accumulate new debt (ie – pay cash and/or go without some extras).
 
Have conversations with my children on the importance of savings and being responsible with their finances. Work out a financial plan with each of them to include savings, giving and spending budgets.